Advanced Insurance Planning

We help businesses and families create the harmony they need to support the legacy they want through Funding shareholders and Buy/Sell Agreements

Health Risk Management

We help protect capital both human and financial through Life Insurance, Critical Illness, Disability, Long Term Care and triAccess

Estate & Succession Planning

We help develop secure strategies for the successful transfer to the next generation. We help provide for your loved ones by creating sufficient cash when needed

Planned Giving

We guide you to make the right gift, at the right time, to a cause close to your heart

Group Insurance

We design, implement, and communicate sustainable employee benefit strategies that align with your organization’s value and goals, and positively impact your people and their families. We identify and compare financial options rather than use valuable assets knowing there are less expensive solutions available


M Bacal Group prides ourselves on being insurance advisors who understand where you are now- and where you plan to be tomorrow

"Change is the law of life. And those who look only to the past or present are certain to miss the future"