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Key Person Insurance for Business Owners: A Simple Guide
We spend a lot of our days asking business owners one simple, uncomfortable question: if your key person was gone yesterday —through death, disability, or serious illness— what would happen to your business today? For small and mid-sized companies in Quebec and Ontario, the answer often exposes the true cost of lost relationships and revenue, delayed deliverables, contract and covenant risk, recruitment and training costs, operational bottlenecks, leadership gaps, and a hit t

Monette Malewski & Lianne Ulin
Nov 193 min read


Women Do So Much. In Philanthropy, We Can Do Even More.
Women do so much —building families, careers, and communities— yet too many underestimate their power as philanthropists. Philanthropy isn’t separate from life; it’s how we put compassion in action. In the Jewish tradition, we call it tzedakah —not optional charity, but obligation— and Tikkun Olam , the steady work of repairing the world. Women today control more wealth than ever before but often hold back from making a transformative impact —not out of reluctance, but

Monette Malewski
Oct 312 min read


What Families Really Need: Why We Became Family Enterprise Advisors
It started with a lightbulb. Literally. My mother Monette Malewski and I were sitting with a business-owning parent who wanted to bring...

Lianne Ulin
Aug 126 min read


Helping Comes First: My Journey Into Living Benefits
I didn’t plan to work in insurance. In fact, I couldn’t have predicted this life even if you’d handed me a crystal ball at 21. Back then,...

Lianne Ulin
May 135 min read


From Dry Cleaning to Group Insurance Advisor: A Journey Built on Trust and Authenticity
Dry cleaning. That’s where it all began. Press, fold, repeat. It wasn’t glamorous, but it was steady. My Father’s family built the...

Philip Malewski
Mar 66 min read


Business Succession Planning: Protecting Legacies and Ensuring Continuity
Running a business is never just about profit margins or hitting quarterly goals. It’s about building something enduring, something that...

Monette Malewski
Feb 45 min read


To be a light in the darkness
As we gather to celebrate Hanukkah, the Festival of Lights, we are reminded of the profound lessons this holiday brings, especially...

Monette Malewski
Dec 19, 20242 min read


Charitable Giving Is Just a Start: Why Generosity Needs a Strategy
Charitable giving, though well intentioned, can sometimes feel like a fleeting gesture. A cheque written here, a donation link clicked...

Monette Malewski
Nov 29, 20245 min read


Capital gain increases in Canada and its impact on business/family owner
The increase in the capital gains inclusion rate in Canada from 50% to 66.7% will have significant long-term impacts on business and...

Monette Malewski
Aug 6, 20242 min read


Unlocking Success:
The Vital Role of Group Benefits for Small and Medium-Sized Businesses in Canada In today's dynamic business environment, small and...

Monette Malewski
May 29, 20242 min read


My Par Gift
The Canada Life My Par Gift is a unique single premium payment participating life insurance product designed for charitable giving in...
Third party
Mar 14, 20241 min read


National Philanthropy Day 2023
The purpose of this day is to recognize the great contributions of philanthropy—and those people active in the philanthropic community—to...

Monette Malewski
Nov 15, 20232 min read


Is your business prepared for unexpected events?
As a Canadian business owner, you know that your company’s success depends on the hard work and dedication of your employees. But what...

Monette Malewski
Mar 15, 20232 min read


My parents' story from which I am inspired each day
Optimism and happiness isn’t the art of building a trouble free life. It’s the art of responding well when trouble strikes On January 27,...

Monette Malewski
Jan 27, 20233 min read


Monette Malewski and Lianne Ulin in conversation with Natalya Anderson, Financial Post about women
Extract of the arti cle FEC course supports women in family business by Natalya Anderson published in Canadian Family Offices on January...
Third party
Jan 26, 20236 min read


It is very important that you plan today to care for your loved ones tomorrow.
Here are some of the things to think about: 1) Do you have a disaster recovery plan? Are your loved ones well protected in case of a...

Monette Malewski
Jan 18, 20232 min read


National Philanthropy Day
Aristotle said: “To give away money is an easy matter and in any man’s power. But to decide to whom to give, and how large, and when, and...

Monette Malewski
Nov 16, 20222 min read


When it comes to planning the future, there is no time like the present
The new omicron variant was certainly an unwelcome and perhaps unexpected holiday development. I do hope the holiday season found you and...

Lianne Ulin
Jan 25, 20223 min read


Gratitude and Generosity Changes Everything
The holidays tend to ignite the spirit of gratitude and generosity in all of us. Gratitude has a value for many reasons, not the least of...

Lianne Ulin
Dec 16, 20212 min read
Will your finances survive an illness the same way your body would physically?
If you itemize your monthly living expenses, how much money would you need each month? Health is your most valuable asset. However,...

Lianne Ulin
Aug 25, 20211 min read
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