Last Updated: 2026-03-05

M Bacal Group Inc. (“M Bacal,” “we,” “our,” or “us”) is committed to protecting your personal information in accordance with Quebec’s Act respecting the protection of personal information in the private sector (Law 25) and Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA).

1. Information We Collect

We collect only the personal information necessary to provide our insurance and employee benefits advisory services. This may include:
Contact information (name, address, phone number, email)

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• Date of birth and identification details

• Employment and financial information

• Insurance policy details and claims history

• Health information (when required for insurance applications)

• Website usage data (IP address, browser type, cookies)

 

2. How We Use Your Information

We use your information to:

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• Provide insurance and benefits advisory services

• Obtain quotes and place coverage with insurers

• Administer policies and claims

• Communicate with you

• Comply with legal and regulatory obligations

• Improve our services and website

• We do not sell personal information.

3. Consent

We collect, use, and disclose personal information with your consent, except where permitted or required by law. You may withdraw your consent at any time, subject to legal or contractual restrictions.

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4. Disclosure of Information

We may share your information with:

 

• Insurance companies and benefit providers

• Third-party administrators and service providers

• Regulatory authorities when required by law​

 

Where information is transferred outside Quebec, we ensure appropriate safeguards are in place as required under Law 25.

5. Safeguards

We protect personal information through physical, technical, and administrative safeguards, including secure systems, restricted access, and confidentiality obligations for employees and service providers.

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6. Your Rights

You have the right to:

 

• Access your personal information

• Request corrections

• Withdraw consent (subject to legal limitations)

• ​File a complaint regarding our privacy practices

7. Contact Us

Privacy Officer
M Bacal Group Inc.

4 Pl. du Commerce #210

Montreal, QC H3E 1J4

privacy@mbacal.com

If you have questions about this Privacy Policy or your personal information, please contact us.